You want to retire comfortably. Don’t we all?

The government encourages us to save for retirement, especially by investing or saving in, among other things, Registered Retirement Savings Plan, or “RRSP”.

Wall Street’s Biggest Lie

Wall Street investment firms will always encourage you to invest through an RRSP. And they’re right – RRSPs can be one of the best vehicles for investment, especially given their tax-favored nature. Unfortunately, few of these firms will tell you about the “Self-Directed RRSP”.

What they should call the RRSP they tout is “The RRSP where we dictate what you can put in it.” The government will not allow you to put some investments into your RRSP – but there are lots of investments that the government will allow…

But the fee-hungry investment firms don’t want you to know about these – Because they don’t get their fat fees from them!

Here’s the truth:

You CAN invest in real estate through an RRSP? but probably not through the one you already have! You must have a “self-directed” RRSP in order to invest in real estate using your RRSP. With this RRSP, you can defer your tax payments, or even pay no taxes at all in your investments.

You can invest in the following types of real estate through a “self-directed” RRSP:

  • Single-family homes
  • Apartments
  • Mobile Homes
  • Commercial Property
  • Raw land
  • Real estate notes
  • Mortgages
  • Tax liens

As always, remember, we’re not your attorney or tax advisor. We suggest that you check with them about any investments you may be thinking about making. Fill out the form below to find out more about our real estate investment opportunities.

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